Many Americans that are struggling financially may not know where to turn for help. Financial struggles can happen to anyone, no matter the socioeconomic background, race, gender, age or geographic location. Often hidden behind the disguise of having what everyone else appears to have, financial problems can be buried in outright denial. Here are positive steps that anyone can take to deal with financial distress.

First, it is comforting to realize that no one has to be alone in these situations; this recognition is the first step away from the guilt and shame that keeps the struggle concealed in secrecy.